Free downloads
Every Soanova printable
Eight printables, all free, all on ordinary paper, and each one sits with the guide that explains how to use it. Want them on one page, with the ninth as well? The password is at the bottom.
Budgeting
The payday page
One page per paycheck. Ninety seconds from memory, no app, nothing to add up.
Get the payday page →
Budgeting
Six cash envelopes
Print at home, fold, done. Ledger cards on the back so you can see where the money went.
Get the envelopes →
Saving
The real number worksheet
Work out the emergency fund number that fits your life, instead of the three to six months everyone repeats.
Get the worksheet →
Saving
The payday calibration card
Matches a savings challenge to how often you get paid, so you pick one you can finish.
Get the card →
Saving
The deposit log
Twelve weeks, one line each. You can see the thousand coming before it arrives.
Get the log →
Debt payoff
The 90 day tracker
Ninety squares, one a day. Short enough to finish before you lose interest.
Get the tracker →
What it costs
The first apartment checklist
Thirty things you need, priced, so none of it lands as a surprise in week one.
Get the checklist →
Investing
The beginner investing sheet
Two pages. What to open, what to buy first, and what you can ignore for now.
Get the sheet →All of them, one page
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