There is no best budgeting app. There is only the one you will still open in a month. Here are four, what each costs, and who each is for. You downloaded a budgeting app once. You lasted about four days. Then it asked you to file a $5 coffee into its own little category. And…
My stick blender died in March and I still have not replaced it. I mash things with a fork now. Potatoes, bananas for banana bread, the soft bits of a soup that are supposed to go smooth and instead go… rustic. It is a $30 gadget, so it is hardly a tragedy. But every single…
The most popular budgeting method in America, explained without the spreadsheet anxiety. Here is what it actually is, why so many people stick with it, and how to build your first one this month. Here is how most people budget, and I mean most people, not just you. The paycheck lands, the bills get paid,…
I lost money trading. Not a life-ruining amount, but enough that I still think about it, and enough that I stopped for a long time afterwards. The part that stung was not the loss. It was that I never really understood what I was doing. I would open the app and there would be a…
The math says pay the highest interest rate first. The research on actual human beings says something different. Here is how to choose, and why the slower method often finishes first. If you have googled this before, you already know the standard answer, and you probably already know that it did not help. Every article…
